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September 14, 2017

Does Your Insurance Cover Flooding from Hurricane Harvey?

As much as 17% of residents in Harris County, Texas, have insurance from flooding and if you’re one of those people, dealing with insurers will be the next important step post-Harvey.

It is common knowledge that most homeowners’ insurance excludes damages from flooding, although it is still important to be aware of what your contract may cover amid the flooding situation. In the meantime, you can start doing simple repairs and paperwork to make it easier for you to file a claim.

Covered Damages

The Federal Emergency Management Agency administers the National Flood Insurance Program (NFIP), which provides insurance guidelines for flood-related claims. Even if you have flood insurance, you should still check whether or not your insurer will cover certain damages.

The NFIP covers basic systems such as those for water, electric, plumbing, and heating. Different appliances also have coverage, as well as a detached garage.

It is a different story for flood-damaged vehicles. In the future, however, you can keep your car safe from similar flooding scenarios by installing a Titan 2-post lift in your garage, which you can get from firms such as JMC Equipment.

Mortgage Woes

Some residents with existing mortgages for their flooded houses will need to be extra patient in claiming insurance money, which will be held first by their mortgage providers. After they do all necessary repairs, that is the only time that they can have access to their flood insurance.

The NFIP required this condition to prevent certain homeowners that receive a huge check and fail to repair their houses. This consequently leaves the mortgage holder with a flood-damaged property that would suffer foreclosure after that.

Conclusion

Insurance claims always require tedious work. The context of filing a claim amid the impact of Hurricane Harvey makes it even harder for homeowners to file claims, yet knowing the coverage of your plan will somehow make it easier for you to move on and start anew.

July 27, 2017

Guide to Growing Your Metal Fabrication Startup

Welder working on a metal frameFor passionate welders and fabricators, the thought of starting their own venture is an appealing one. Unfortunately, running a metal fabrication business calls for more than just excellent welding skills. You need good business skills and adequate knowledge to make it in such a competitive industry.

Here are some tips to guide you along the way:

Get adequate financing

Obviously, you’ll need space, equipment, and personnel to run the operations at your workshop smoothly. Before you make enquiries on the cost of hiring a place, buying a drilling and tapping machine, employing a welder, or any other expenses, call several banks or lenders to find out if they’re willing to provide the financial support you need.

Hire the right personnel

Unless you’re a one man shop, you’ll need a competent team to help you run your organization. Get a good accountant, a reliable attorney, and an advisory committee. Find experienced welders to help with the main service you provide. Work to promote a culture of cooperation and commitment, so you can achieve your vision and goals as an organization.

Provide superior service

As you are just starting out, you need to do things right. Provide the highest quality products, ship them on time and make your prices as fair as you can. Do your best to prove to each of your clients that you value the business they’re giving you. Thank them every time you do business with them. Make follow-up calls to find out if you are satisfying their needs.

Organize your business

Grow your business by keeping everything at the workshop well organized. Clean the shop regularly, so that everything runs efficiently and smoothly. Be sure to keep any paperwork properly filed and stored.

Your fabrication business can yield great returns if you run it well. By applying a few simple business skills, you can increase your chances of becoming successful.

November 3, 2016

The When and Where of Welding and Metal Fabrication

There are many different industries that rely on the use of metals, particularly steel, consisting of a huge array of metals. From mild steel to medium carbon steel to high carbon steel, all of these play major roles in the Civil, Rail and Agriculture applications and operations.

Of the many procedures that require the use of steel, welding and metal fabrication arguably takes the lead.

A Quick Coaching on this Process

Welding and fabrication include a wide array of activities. These include general welding to the more specialised jobs that need laser-using equipment, such as cutters. Regardless of the size of a fabrication shop, it needs to embrace and understand that workflows change constantly, and along with these changes come increased job complexity.

Meeting Production Times and Deadlines

For companies that supply modern steel construction services, know that the rate of your productivity depends on many different factors. The most important include the performance and quality of the welding and cutting tools used in the manufacturing process. With high-grade devices, you can rest assure that you will meet production times and deadlines.

In addition, highly experienced fabricators have the in-depth knowledge of minimising deformation while maintaining exceptional mark assembly lines as well as small-hole quality. These professionals also have the eye for precision – a must-have quality for thin sheet still cutting activities.

The Various Ways of Welding and Fabricating

You can choose from a huge variety of welding and fabricating processes. These include Metal Inert Gas, Tungsten Inert Gas, Flux Coated Arc Welding, and Gas Metal Arc Welding among several others. The most important factor for consideration here is to use the most appropriate gas and gas supply systems for metal welding and fabrication, as they greatly influence the overall quality of the finished product.

To ensure that your business, may it be in the Civil, Rail, or Agricultural industry, remains on top of your projects, invest in the help and services of highly qualified fabricators.

April 30, 2016

Factors That Determine Car Value During Valuation Process

Car Valuation ProcessGetting someone interested in buying your second-hand car starts with knowing its present value. The value of any car may increase or decrease depending on certain factors that valuing experts may consider. Valuing is an important process that ensures fairness between the seller and buyer.

According to Pickles Auctions and other service experts, the value of any used car for sale may depend on different factors. Here are some of them:

Interior Condition

The appearance and smell of a clean, well-maintained car can change its resale value. Habits, such as drinking and eating in the car or smoking while driving, can reduce the car’s value despite its classy model. Before the valuation day comes, it’s best to replace the worn, torn and stained factory mats with a set of inexpensive quality rubber floor mats. The presence of dirty cups, napkins and other trash in the glove boxes could lower your car’s value than it should.

Exterior Condition

Cars with scratched and swirled paint, dings and dents may lose a big portion of their value during valuation. Peel off all license-plate frames, college logos, honor-student announcements, political stickers and fish logos before the valuation day. It’s likewise advisable to keep the sheet metal panels shiny, inoffensive and bland.

Brand

Cars with popular exotic brands and nameplates will definitely have a higher value. Their quality and condition may not tremendously affect the resale value, as its brand name would do. During valuation, experts will also consider the purpose of the vehicle before they determine its final value. For instance, Mazda, Hyundai, Honda, Toyota and Subaru are most suitable for business activities while Audi, Mercedes, Infiniti, Acura and Lexus are great in the luxury arena.

Most people don’t understand why the resale value of their cars drops within a short period. They end up blaming the valuation process, while the cause is actually theirs. To secure a good resale value for your car, it’s best to keep these points in mind before you contact experts offering valuation services.